PERSONAL AUTO

Personal auto insurance is designed for individuals and families who own or lease private passenger automobiles. Automobile liability covers property damage and bodily injury to others that result from the ownership, maintenance or use of owned automobiles. Personal auto policy can also cover damage or loss to owned autos. Two types of physical damage coverage are available for owned autos 1) collision and 2) other than collision (comprehensive). Both coverage's pay actual cash value less deductible for direct and accidental damage to owned autos.

Personal Umbrella

Whether it’s termed personal umbrella, personal excess liability or personal catastrophe liability this type of coverage provides additional limits of liability insurance in the event that your underlying policy limit is exhausted. Underlying policies consist of personal liability, personal auto liability, personal watercraft liability, etc.